Unoccupied Property Insurance in Bedale
If you own a vacant property in Bedale or surrounding areas, it may not be as protected as you think. Whether it's awaiting renovation, probate, or a new tenant, standard home insurance typically greatly restricts the cover for empty properties. At Scanlan Insurance Brokers, we specialise in arranging unoccupied property insurance that keeps you covered during these vulnerable periods.
We’re a local, family-run brokerage based in Bedale Hall, serving Bedale and the wider North Yorkshire area. With over 60 years of combined experience and access to over 350 insurers, we deliver tailored insurance solutions with real advice—not guesswork.
Why property owners trust us:
- FCA-authorised and BIBA-registered
- Local specialists in unoccupied & landlord property cover
- Consultations available by phone, video, or in-person
- 4.9 star Google rating for advice and service
- Real conversations - no call centres
- Appointments available outside of standard office hours
- 60+ years of combined industry experience
What Is Unoccupied Property Insurance?
Unoccupied Property insurance (also called empty house or vacant property insurance) protects buildings that are not currently lived in or used. It's essential for owners of:
- Properties awaiting sale
- Homes undergoing renovation
- Inherited or probate properties
- Rental properties between tenants
- Vacant commercial buildings
Cover can include:
- Fire, flood, storm, and escape of water
- Theft and vandalism
- Property Owners liability
- Malicious damage
- Subsidence and structural risks
- Optional contents cover
Your policy can be arranged on a short term, or annual basis, depending on your needs.
Why Standard Insurance May Not Cover You
Most standard home and building insurance policies greatly reduce cover after a property is left empty for 30 consecutive days. That means if damage occurs after this period, your claim could be rejected. Let us help you stay one step ahead.
Get in TouchWho We Work With
We advise and support a wide range of property owners across Bedale, Bedale, Ripon, Richmond, Leyburn, and Thirsk:
- Homeowners in transition
- Landlords between tenants
- Property investors
- Executors of wills
- Self-build or renovation project owners
Wherever you’re based in North Yorkshire, and whatever your situation, let us help organise the right cover for you.
FAQs
Q. Do I need unoccupied property insurance if my home is empty for a few weeks?
A. Typically, policies allow up to 30 days unoccupied before exclusions apply. If you're going beyond that, specialist cover is essential.
Q. Is this only for residential properties?
A. No. We cover both residential and commercial buildings, including offices, shops, and mixed-use spaces.
Q. What if my renovation project is delayed?
A. We can extend your cover or convert to a different policy type if your plans change. We keep it flexible.
Q. Can I insure just the building, not the contents?
A. Yes. We tailor policies based on the level of cover you need, whether it's buildings only, or both buildings and contents.
Get a Quote for Your Empty Property
Call 01677 988033, email [email protected], or visit us at Office 21, Bedale Hall, North End, Bedale, DL8 1AA.
We'll talk through your situation and provide a tailored quote, so you're covered correctly. No jargon, no pressure.
"It’s no good paying for insurance if it doesn’t pay out when you need it."
Scanlan Insurance Brokers | Property insurance in Bedale | Trusted local experts since 1993
Call today and protect your empty property the right way.