PROPERTY INSURANCE


Our range of Property Insurance products can be tailored to protect your property from unexpected risks, ensuring continuity and security.

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BLOCK OF FLATS

Block of Flats insurance provides cover specifically for residential apartment buildings or blocks of flats. It safeguards against risks such as property damage, liability, contents of communal areas within the building and loss of rent within the building. Whether you manage a small apartment complex or a larger residential block having the right insurance ensures that both the property and the residents are protected.

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BUILDINGS INSURANCE

Buildings insurance provides coverage specifically for property owners, protecting against risks related to the structure of buildings. It safeguards against damage caused by events such as fire, storms, and vandalism. Whether you own a residential home, commercial property, or a block of flats, having the right buildings insurance ensures that your investment is protected.

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COMMERCIAL PROPERTY OWNER

Commercial Property Owner insurance provides cover for property owners who lease or rent out their commercial properties. It safeguards against risks such as property damage, liability claims and loss of rental income. Whether you own office buildings, retail spaces, warehouses or other commercial real estate this insurance helps protect your investment and provides peace of mind.

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FLOOD RISK

Flood Risk insurance provides cover specifically for property owners and renters in areas prone to flooding. It helps protect against damage caused by floods, including structural damage, loss of belongings and restoration costs. Whether it’s a residential or commercial property having flood risk insurance ensures financial security in the face of natural disasters.

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HIGH NET WORTH INSURANCE (HNW)

High Net Worth insurance caters to affluent individuals with substantial assets. It provides customised cover for luxury homes, valuable art, jewellery, yachts and other high-value possessions. With tailored policies clients receive comprehensive protection against risks unique to their wealth and lifestyle.

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HMO (House in Multiple Operation)

HMO insurance provides cover specifically for landlords who own properties with multiple tenants. It’s designed for houses or flats that are rented out to unrelated individuals. This insurance safeguards against risks such as property damage, liability claims and loss of rental income. Whether you have a large HMO property or a small shared house this insurance ensures peace of mind for landlords.

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HOLIDAY HOME

Holiday Home insurance provides specialised cover for properties that are used as second homes or holiday rentals. Whether it’s a cottage by the beach, a mountain cabin or a city apartment this insurance protects against risks such as property damage, theft, liability claims, and loss of rental income. It’s tailored to the unique needs of holiday property owners ensuring peace of mind.

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HOME BUILDINGS & CONTENTS

Home Buildings and Contents insurance provides cover for homeowners. It combines two essential components to protect your property against risks such as Subsidence, Fire, Storm, Flood, Theft and optional Accidental Damage:

Buildings insurance: This covers the physical structure of the property, including walls, roofs, floors, and fixtures. If your home is damaged, this insurance helps cover the cost of repairs or rebuilding.

Contents insurance: This safeguards your personal belongings inside the home, such as furniture, appliances, clothing, and electronics. Whether it’s your prized artwork or everyday essentials, contents insurance ensures financial protection.

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LANDLORD

Landlord insurance provides specialised cover for property owners who rent out residential and commercial properties. It safeguards against risks such as property damage, liability claims, loss of rental income and legal expenses. Whether you own a single rental property or a portfolio of units landlord insurance ensures peace of mind.

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PREVIOUS SUBSIDENCE

If a property has previously suffered from Subsidence this can make obtaining insurance for this specific peril difficult.  Subsidence occurs when the ground beneath a property sinks or shifts causing structural damage. If your property, or a property you are looking to purchase has previously suffered with Subsidence you will need to contact us to help find you suitable cover.

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RENOVATION

Renovation insurance provides cover for property owners who are undertaking significant renovations or remodelling projects. It safeguards against risks such as accidental damage to the existing structure, theft of building materials and liability claims during construction. Whether it’s a home renovation, office refurbishment or commercial property upgrade having renovation insurance ensures protection throughout the renovation process.

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RESIDENTIAL PROPERTY OWNER

Residential Property Owner insurance provides cover for individuals who own residential properties, including houses, flats and apartments. It safeguards against risks such as property damage, liability claims, loss of rental income and legal expenses. Whether you’re a landlord with a single rental property or a portfolio of residential units this insurance ensures peace of mind and protection for your investment.

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SECOND HOME

Second Home insurance provides specialised cover for individuals who own additional residential properties beyond their primary residence. Whether it’s a holiday cottage, a city apartment or a countryside retreat this insurance safeguards against risks such as property damage, theft, liability claims, and loss of rental income. Having second home insurance ensures peace of mind and protection for your secondary property.

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UNOCCUPIED PROPERTY

This cover is usually taken when a property becomes vacant for various reason such as a new purchase which will be undergoing renovation works or your property may be between tenants or perhaps your property waiting for probate to be granted. Whatever the circumstances, your property will need insurance protection. Various levels of cover are available for this specialised insurance. Contact us now so we can tailor a policy for your personal situation whatever that may be.

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OTHER


It’s impossible to list every insurance type we can help you with and this list is just a selection of the most popular policies we arrange. If your insurance policy isn’t listed and you would like a quote then please use the Contact Us page to let us know what you require a quote for. Please call or email us for a prompt reply.

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We are a member of the British Insurance Brokers’ Association (BIBA). BIBA is the UK‘s leading general insurance intermediary organisation, representing the interests of insurance brokers, intermediaries and their customers.

About

Scanlan IB Limited t/a Scanlan Insurance Brokers are an appointed representative of Movo Partnership Ltd who are authorised and regulated by The Financial Conduct Authority. Their Financial Services Register number is 823503. These details can be checked on the Financial Services Register by visiting the FCA's website https://register.fca.org.uk/ or by contacting the FCA on 0300 500 8082.