BUSINESS INSURANCE


Our comprehensive Business Insurance packages are tailored to protect your enterprise from unexpected risks, ensuring continuity and security.

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BUSINESS CAR

Business car insurance provides cover for vehicles used primarily for business purposes. It protects against risks such as accidents, theft, and damage to company-owned cars. Whether you’re a sole proprietor or a large corporation, having the right business car insurance ensures that your business vehicles are safeguarded while on the road.

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BUSINESS HEALTH INSURANCE

Protect your most important business assets – you and your staff. Essential and affordable health support for your business, providing peace of mind so that when you’re ill you can get diagnosed and treated quickly.

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BUSINESS PREMISES

Business premises insurance provides cover for commercial properties, including offices, retail spaces, warehouses and manufacturing facilities. It safeguards against risks such as fire, theft, vandalism, and natural disasters. Whether you own or lease your business premises, having the right insurance ensures that your property is protected, allowing you to focus on running your business.

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CHARITY INSURANCE

Charity insurance provides cover tailored for non-profit organisations and charities. It safeguards against risks such as liability claims, property damage, and employee injuries. Whether your charity runs events, owns property, or employs staff, having the right insurance ensures that your organisation can focus on its mission while being protected.

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COMMERCIAL COMBINED

Commercial Combined Insurance is a comprehensive policy that bundles various cover into one package for businesses. It typically includes elements such as property insurance, liability coverage, business interruption and equipment protection. By combining these essential protections businesses can streamline their insurance needs and ensure robust coverage across multiple areas.

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COMMERCIAL VEHICLE

Commercial vehicle insurance provides cover for business-owned vehicles including trucks and vans. It protects against risks such as accidents, theft, and damage while these vehicles are used for business purposes. Whether you have a small fleet or a large transportation operation, having the right insurance ensures that your commercial vehicles are safeguarded on the road.

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CONTRACTORS ALL RISKS

Contractors All Risks insurance provides comprehensive cover for construction projects. It safeguards against risks such as damage to the worksite, materials and equipment, as well as third-party liability. Whether you’re a builder, developer, or contractor, having this insurance ensures that your construction project is protected from unforeseen events.

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CONSTRUCTION INSURANCE

Construction insurance provides specialised cover for builders, contractors and construction projects. It encompasses risks related to property damage, liability, and worker injuries during the construction process. Whether it’s a small renovation or a large-scale development, having the right insurance ensures that your construction endeavours are protected from unforeseen events.

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CONTRACTORS INSURANCE

Contractors insurance provides specialised cover for builders, contractors, and construction professionals. It encompasses risks related to property damage, liability, and worker injuries during construction projects. Whether you’re renovating homes, constructing commercial buildings, or working on infrastructure projects, having the right insurance ensures that your business is protected from unforeseen events.

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CYBER INSURANCE

Cyber insurance provides cover against risks related to cyber threats and data breaches. It safeguards businesses from financial losses due to hacking, data theft, ransomware attacks, and other cyber incidents. Whether you’re a small business or a large corporation having the right cyber insurance ensures that your digital assets and sensitive information are protected.

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DIRECTORS & OFFICERS

Directors & Officers (D&O) insurance provides cover for company executives, directors and officers against legal claims arising from their decisions and actions while managing the organisation. It safeguards them from personal liability related to corporate governance, financial mismanagement, and employment practices. Having the right D&O insurance ensures that your leadership team can make informed decisions without undue personal risk.

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EMPLOYERS' LIABILITY

Employers liability insurance provides cover for businesses against claims made by employees who suffer work-related injuries or illnesses. It safeguards employers from legal expenses and compensation costs arising from workplace accidents. Having the right employers liability insurance ensures that both employees and employers are protected in case of unforeseen incidents.

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ENGINEERING INSURANCE & ENGINEERING INSPECTION

Provides cover specifically for businesses that operate machinery, equipment, and industrial plant. It safeguards against risks such as accidental damage, theft, and machinery breakdown. Ongoing Hire Costs can also be included following a claim under Hired in Plant. Optional cover can be provided for Statutory Inspection of equipment such as Pressure Vessels, Lifting Apparatus or Spray Booths, among other items. Whether you’re in manufacturing, construction or any industry relying on specialised equipment having the right insurance ensures that your plant assets are protected.

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FACTORY INSURANCE

Factory insurance provides cover specifically tailored for manufacturing facilities and industrial plants. It safeguards against risks such as property damage, machinery breakdown, business interruption and liability. Whether you operate a small factory or a large production facility, having the right insurance ensures that your operations are protected, allowing you to focus on efficient production and growth.

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FLEET INSURANCE

Fleet insurance provides comprehensive cover for a group of vehicles owned by a single business or organization. It includes protection against risks such as accidents, theft, and damage to all vehicles within the fleet. Whether you manage a company’s delivery vans, service trucks, or corporate cars, having the right fleet insurance ensures that your entire vehicle fleet is safeguarded.

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LEGAL EXPENSES INSURANCE

Legal expenses insurance provides cover for legal costs incurred by individuals or businesses. It safeguards against expenses related to legal disputes, court proceedings, and legal advice. Whether you’re facing contract disputes, employment issues, or other legal challenges having the right legal expenses insurance ensures that you can access professional legal assistance without financial strain.

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MANAGEMENT LIABILITY INSURANCE

Management Liability insurance provides cover for directors, officers, and other key personnel against legal claims arising from their decisions and actions while managing a company. It safeguards them from personal liability related to corporate governance, employment practices and fiduciary duties. Having the right management liability insurance ensures that your leadership team can operate confidently, knowing they are protected.

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MANUFACTURING INSURANCE

Manufacturing insurance provides specialised coverage for businesses involved in production, assembly, and distribution. It safeguards against risks such as property damage, equipment breakdown, product liability and business interruption. Whether you operate a factory, workshop, or industrial facility, having the right insurance ensures that your manufacturing operations are protected, allowing you to focus on efficient production and growth.

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MINIBUS INSURANCE

Minibus insurance provides cover specifically for minibuses. It safeguards against risks such as accidents, damage, and liability while transporting passengers. Whether you operate a community minibus, a school bus or a private hire minibus having the right insurance ensures that your passengers and vehicle are protected on the road.

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OFFICE INSURANCE

Office insurance provides cover specifically for businesses operating in office spaces. It safeguards against risks such as property damage, theft, liability and business interruption. Having the right insurance ensures that your office assets, equipment and operations are protected.

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PERSONAL ACCIDENT INSURANCE

Personal Accident insurance provides cover for individuals against accidental injuries resulting in disability, dismemberment or death. It offers financial support for loss of income and rehabilitation costs. Whether you’re an individual seeking personal protection or an employer providing benefits to employees having the right personal accident insurance ensures peace of mind.

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PRODUCT LIABILITY INSURANCE

Product Liability insurance provides cover for manufacturers, distributors, and retailers against legal claims arising from defective products. It safeguards businesses from financial losses due to injuries or property damage caused by their products. Having the right product liability insurance ensures that your business is protected in case of product-related lawsuits.

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PROFESSIONAL INDEMNITY INSURANCE

Professional Indemnity insurance provides cover for professionals such as consultants, architects and accountants against claims arising from errors, omissions or negligence in their professional services. It safeguards them from financial losses due to legal expenses and compensation claims. Having the right Professional Indemnity insurance allows you to focus on serving your clients with confidence.

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PUBLIC LIABILITY INSURANCE

Public Liability insurance provides cover for businesses against claims arising from third party bodily injury or property damage. It safeguards you from legal expenses and compensation costs if someone is injured or their property is damaged due to your business activities. Having the right public liability insurance ensures that your business is protected in case of unforeseen incidents.

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SHOP INSURANCE

Shop insurance provides cover specifically for retail businesses and shops. It safeguards against risks such as property damage, theft, liability, and business interruption. Whether you run a small boutique, a grocery store, or a larger retail establishment, having the right insurance ensures that your shop and inventory are protected, allowing you to focus on serving your customers.

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TOOL INSURANCE

Tool insurance provides cover specifically for businesses that rely on tools and equipment. It safeguards against risks such as theft, damage, and loss of essential tools used in your trade or profession. Whether you’re a carpenter, electrician or mechanic having the right tools insurance ensures that your valuable equipment is protected, allowing you to continue your work without disruptions.

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OTHER


It’s impossible to list every insurance type we can help you with and this list is just a selection of the most popular policies we arrange. If your insurance policy isn’t listed and you would like a quote then please use the Contact Us page to let us know what you require a quote for. Please call or email us for a prompt reply.

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We are a member of the British Insurance Brokers’ Association (BIBA). BIBA is the UK‘s leading general insurance intermediary organisation, representing the interests of insurance brokers, intermediaries and their customers.

About

Scanlan IB Limited t/a Scanlan Insurance Brokers are an appointed representative of Movo Partnership Ltd who are authorised and regulated by The Financial Conduct Authority. Their Financial Services Register number is 823503. These details can be checked on the Financial Services Register by visiting the FCA's website https://register.fca.org.uk/ or by contacting the FCA on 0300 500 8082.