How We Helped A Bedale Landlord Save Over £220 While Securing The Correct Commercial Property Insurance
Having the right insurance is about more than the price you pay. In this case study, we explain how we helped a landlord in Bedale after issues with his previous insurance provider left him without the cover he expected.
By carrying out a detailed assessment of the property and comparing policies from our panel of property owner insurers, we arranged cover that accurately reflected the client's circumstances while also reducing his premium.
Project Overview
A local landlord in Bedale contacted Scanlan Insurance Brokers after experiencing problems with his previous insurance provider.
He owned a commercial property that had recently become empty and wanted local expertise and advice he could rely on.
Contact UsThe Challenge
The client had experienced several issues with his previous insurance provider, including:
- A lack of clear communication following an attempted break-in.
- Discovering that he was not covered as he expected.
- The previous provider failing to record the correct business trade at the property.
- The business trade being classed as "high-risk", meaning the incorrect information could have led to a rejected claim.
- Losing confidence in his previous provider.
- Wanting someone to take the time to understand the property and explain the cover being arranged.
Our Solution
We carried out a detailed assessment to understand the property's history and the client's requirements.
Using our panel of property owner insurers, we compared policies to find cover that matched his specific needs.
The solution included:
- A detailed assessment of the property.
- Cover based on the correct business trade.
- Access to our panel of property owner insurers.
- Clear explanations of the cover being arranged.
Rather than focusing solely on price, we concentrated on arranging insurance that accurately reflected the client's circumstances.
Learn MoreBefore And After
Before
- Premium of £786.00.
- Incorrect business trade recorded.
- Lack of confidence in the existing insurance.
- Uncertainty following an attempted break-in.
After
- Comprehensive cover arranged for £564.00.
- Saving of over £220.00.
- Correct business trade recorded.
- Confidence that the property was covered appropriately.
The Outcome
The client now has confidence that their risks are covered appropriately, with the backing of a local insurance broker they can contact at any time for advice or policy changes.
See All Case StudiesClient Testimonial
"It was great to chat with Mike who was able to get the correct cover arranged. It was an added bonus to get a cheaper premium and to also know that I was now covered properly. I'll be happy to get Mike to organise cover on my other rented properties when they are due."
Why This Case Matters
This case demonstrates the importance of ensuring insurance accurately reflects a property's circumstances.
By taking the time to understand the client's situation and arranging cover based on the correct information, we were able to provide both suitable protection and a lower premium.
View Our ServicesWho We Support Across Yorkshire
From our office in Bedale, we support clients across Yorkshire, including:
- Bedale
- Northallerton
- Ripon
- Richmond
- Thirsk
- Leyburn
We work with:
- Residential and commercial landlords
- Business owners and shopkeepers
- Self-employed tradespeople and contractors
- Property investors and developers
- Van and tool users
Why Choose Scanlan Insurance Brokers?
Family-owned insurance brokers established in 1993.
Over 60 years of combined industry experience.
Authorised and regulated by the Financial Conduct Authority.
Members of the British Insurance Brokers' Association (BIBA).
Access to over 350 insurers.
Available by phone, video call, email or in person.
Friendly, straightforward advice.
Speak To A Local Insurance Broker
If you'd like advice about your commercial property insurance or would like us to review your existing cover, we're here to help.
Call: 01677 988033
Email: [email protected]